Alejandro Perez
Quito,Pichincha
Summary
A resourceful finance professional known for high productivity and efficient task completion. Innovative with a strong ability to learn quickly and implement process improvements. Skilled in communication, problem-solving, and adaptability, ready to contribute and collaborate effectively in any work environment.
Overview
2
2
years of professional experience
Work History
SME Credit Analyst
Banco Internacional
Quito
10.2024 - Current
- Evaluated the creditworthiness of SME clients by analyzing financial statements, cash flows, and business performance.
- Assessed risk profiles and prepared credit risk reports to support loan approval decisions.
- Conducted financial ratio analysis to determine the viability and repayment capacity of borrowers.
- Reviewed loan applications to ensure accuracy and compliance with internal credit policies and regulations.
- Collaborated with the comercial area to structure loan terms tailored to client needs, while mitigating risks.
- Monitored loan portfolios to identify early warning signs of potential credit issues.
- Provided recommendations on credit limits and terms based on thorough risk assessments.
- Supported the development of credit risk models to improve decision-making processes.
Transfer Pricing Assistant
Ernst & Young
Quito
03.2023 - 01.2024
- Prepared audit documentation and work papers to support senior auditors in transfer pricing analyses.
- Ensured compliance with transfer pricing regulations by monitoring updates in tax laws and OECD guidelines.
- Conducted benchmarking studies and comparability analyses to establish arm's-length pricing for intercompany transactions.
- Assisted in the preparation of transfer pricing documentation reports, including Local Files and Master Files.
- Supported tax audits by compiling documentation and responding to inquiries from tax authorities.
- Collaborated with internal teams to gather and validate data for compliance and reporting purposes.
Education
Finance -
Pontifical Catholic University of Ecuador
Quito01-2024
Controller Analyst - Finances
Global Chartered Controller Institute
08-2023
Bachelor of Science -
Intisana School
Quito06-2020
Skills
- Oral and written communications
- Innovation
- Adaptability and flexibility
- Teamwork and collaboration
- Fast learning
- Work under preassure
Languages
Spanish
First Language
English
Advanced (C1)
C1
Advanced Microsoft Tools Proficiency
- Advanced proficiency in Microsoft Excel, PowerPoint, Outlook, and Word, enabling efficient data analysis, insightful presentations, and effective documentation management
References
References available upon request.
Timeline
SME Credit Analyst
Banco Internacional
10.2024 - Current
Transfer Pricing Assistant
Ernst & Young
03.2023 - 01.2024
Finance -
Pontifical Catholic University of Ecuador
Controller Analyst - Finances
Global Chartered Controller Institute
Bachelor of Science -
Intisana School
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